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ToothFairy Finance does business in the UK market.
Once you have filled out the initial form on their homepage and pressed submit, you will be directed to a secure online application form.
With ToothFairy Finance you can choose to borrow either £100, £200, £300 or £400. When compared to the majority of lenders, this is quite limited.
While their representative APR of 2689% is among the highest, they provide a flexible repayment period which can lower the cost of borrowing. So, in case you borrow £100 for 28 days you are required to pay back £136. However, if you take out £100 for a period of 14 days, the interest fee applicable is £18.
They have same day transfer and they promise to deliver the funds to your bank account typically within a few minutes. This service comes at no extra cost and for the benefit of their customers, it’s available 24 hours a day.
ToothFairy Finance credit check all incoming applications.
Their application process is entirely fax-free.
They do not appear to have a minimum monthly income requirement. They do however require their customers to be employed full-time.
The loan is repaid by debit card or a bank transfer.
ToothFairy Finance loans are also accessible via a text message.